Investment Planning
101: Learn About
Investments. Increase Your Financial
Knowledge And Investment Skills By The Team Of
Knowledge Financial Group - And Money Wisers
Group..
We’ve always believed that the more you know,
the better off you are. Learn early, learn often,
learn more at Knowledge Financial Group.
KNOWLEDGE FINANCIAL GROUP / KNOWLEDGEFINANCIALGROUP.COM
|
Money Management...
You work hard for money and exercise excessive effort to
save your money. Now it's time to let your money work for
you.
Ready to become a confident investor? It all begins with
the basics—learning the concepts and principles of
investing.
Investment Tools and
Resources
There are many types of investments that will ensure you
a safe and secure financial future. While investing money
may not be rocket science, it definitely is a science that
takes time, effort, and perseverance to master and
produce true results. In this article, we cover the
following types of investments:
Liquid Investments:
Liquid investments are investments that could be turned
into cash relatively easily and assume various forms,
such as savings accounts, Certificates of Deposit, Money
Market Accounts, and other interest-bearing accounts
offered by banks.
Investment Tools and
Resources
Whether you are planning for retirement, a
project of some sort or any endeavor in between,
Knowledge Financial Group -
knowledgefinancial.com has the tools and the
information to get you started.
We offer a wide variety of customized sources,
tools, guidances, and videos to help you meet
your investing goals.
Basics of Investing
Making the most of your money starts with knowing where
you are and where you want to go. Our resources help you
learn more about the basics of investing, so you can see
the big picture and lay the groundwork for the financial
future you want.
---------------------
Stocks, as an investment class, are very
volatile and may be subject to sharp
market fluctuations and uncertainty.
---------------------
WARNING: Investing involves risk and may lose value. All guarantees and protections are subject to the claims paying ability of the issuing company, but the guarantees do not apply to any variable accounts which involve investment risk and possible loss of principal. ------------- Remember that the financial market let some people cutting profits when right and losses when wrong. ------------- Despair when market drop. Guess what ? desperate people usually make desperate decision and make poor choices.
|
Managing your money now
may help you meet your
long-term goals…
Discover the Basics of
Investing
You should consider your goals, investment style,
potential risks and time horizon when determining
investment strategies. Talk to your investment
professional to understand the best strategy for you.
Feel more confident about the future by learning how to
make informed decision with Knowledge Financial Group –
knowledgefinancial.com
Tools to fit your investing style and
strategies
Investing is personal. We want you to have the tools
you need to invest the way you want. A diverse portfolio can help protect
you when the market fluctuates.
We want you to have what you need to invest your way.
Whether you prefer to invest on your own, get a little help from investing
tools or work with an advisor,
we want to provide a flexible, straightforward investing knowledge that
helps you feel confident about your investing.
Invest on your terms. We want you to have what you need to pave your
financial path.
Get the knowledge you want help you
progressing in the investment world at
knowledge financial group -
knowledgefinancial.com
Investing can make a very big difference in people's life when they
know the meaning and the difference between Assets & Libilities -
Debts & Equity - Leverage & Credit - Bad Debts & Good Depts.
Investing is risky, yes it is. Specially when you lack
of knowledge. But at the same time if you don't risk nothing, you
don't get nothing. Just like Sex; if you want Sex, you've to Give Sex
away. Isn't that simple?
Improve your financial skills at Knowledge
Financial Group – knowledgefinancial.com
Whether you just started your first job, own a successful business, or are
approaching retirement, or in the middle of all; the process to maximize to
protect and to preserve your wealth is still the same:
------------------------------
Develop Your Skills
Improve Your Financial Education
Increase Your Knowledge In Pretty Much Everything You Can Imagine
Embrace The Future With Certainty
Learn How To Invest With Confidence
Prepare Your Retirement With
Certitude...
Knowledgefinancial.com Is The Website That Creates
Opportunities -
Knwledgefinancial.com Will Help Define Your Success
Knowledgefinancial.com Where Expertise &
Professionalism Exist.
''Stocks:
Stocks let you own a piece of a company. You can select
stocks from numerous businesses, sector and industries
and have the flexibility to trade them throughout the
trading day. They can help grow your portfolio..
LEARN MORE..
''Bonds: What are they?
How to invest in bonds?
These investments are a type of loan, letting you lend
money to a company or to the government. They can pay
regular income, and typically aim to return 100% of your
investment at maturity.
They usually offer balance, despite what the market may be
doing. They can pay you steady income on a regular basis.
LEARN MORE...
''Options: What are they?
How they work?
Options give you the right to buy or sell an investment in
the future at a predetermined price. That can help protect
your portfolio from market swings—or let you take on more
risk, for potentially more reward.
It all depends on how you use them. They can help offset
your losses when the markets go down. Or potentially
multiply your gains when the markets go up/ - LEARN
MORE…
''Futures: What are they?
How do futures work??
Like options, futures let you lock in a price now for an
investment you’ll buy in the future. They cost much less
than the actual investment, so you can control a large
contract with a relatively small amount of capital..
It depends on your strategy. You can use them to
potentially reduce risk, or take on more risk for potentially
higher returns. LEARN MORE…
NOTE: Based on many observations and personal experience. Self discipline - proper mind set - good instincts and experience are likely more valuable than any technical indicator or supply and demand graph. ---------------- NOTE: When trading or investing the method you choose to use should be based on and your risk tolerance - your personality and risk capital. ------------------ NOTE: Traders and investors should be aware of the alternatives available to them and know which fits their personal trading profile. Before considering putting money on the line in front of wolves, lions, tigers, bears etc. ------------------ NOTE: Here's some of the most valuable component to trading success is making sure your account lives to trade another day. Without sufficient capital you're out of business. --------------------
|
NOTE: Traders and investors must be humble enough to be ready to exit
poor trades before the consequences are too much , too heavy to handle
or for the trading account to bear.
-------------------
NOTE: " Take care of your money today in some day it may take of you"
-----------------
NOTE: In the investing and trading world you should not only rely on
emotions and instincts; having a plan is more than important. Having an
exit strategy is essential. The level of risk tolerance is an exceptional
ingredient of the recipe to stay in the market.
''France 40 - Stock Market
Index, Here Are The Few
Companies On The Index.
--------------
CAC 40 France Stock Index
OR LOreal
SAN Sanofi
MC LVMH
BNP BNP Paribas
AIR Airbus 62.91
BN Danone
ORA Orange
DG Vinci
SU Schneider Electric
AI Air Liquide
GLE Societe Generale
RI Pernod Ricard
SAF Safran 68.04
ACA Credit Agricole 11.89
VIV Vivendi
KER Kering
RNO Renault
EI Essilor 105.35
EDF Electricite De France
ML Michelin
CA Carrefour
CAP Cap Gemini
LR Legrand
PUB Publicis Groupe
LI Klepierre
FR Valeo
VIE Veolia
UG Peugeot
EN Bouygues
AC Accor
TEC Technip
FP Total
ALO
================
LONDON STOCK MARKET:
The FTSE 100 Index is a
capitalization-weighted index
of the 100.. LEARN MORE...
most highly capitalized ,,
'' Trading Solutions for Investors, Traders,
and Institutions..
Here Are Few Companies traded on
The London Stock Exchange.
UK FTSE 100 Stock Market Index
KX FTSE 100
RDSB Royal Dutch Shell
RDSA Royal Dutch Shell
HSBA HSBC Holdings
ULVR Unilever
BP/ BP
BATS British American Tobacco
GSK GlaxoSmithKline
SAB SABMiller
BLT BHP Billiton
AZN AstraZeneca
VOD Vodafone
DGE Diageo
RB/ Reckitt Benckiser
RIO Rio Tinto
NG/ National Grid
LLOY Lloyds Banking Group
GLEN Glencore
IMT Imperial Brands
PRU Prudential
BT/A BT Group
REL Relx
BARC Barclays
SHP Shire
CCL Carnival
CPG Compass Group
ARM ARM Holdings
STAN Standard Chartered
RBS Royal Bank
CRH CRH
WPP WPP
ABF Associated British Foods
AV/ Aviva
BA/ BAE Systems
TSCO Tesco
SSE SSE
AAL Anglo American
SKY SKY
RR/ Rolls-Royce
LGEN Legal & General
FRES Fresnillo
WOS Wolseley
CNA Centrica
SN/ Smith & Nephew
LSE London Stock Exchange
OML Old Mutual
KGF Kingfisher
IAG IAG
LAND Land Securities
MNDI Mondi
SGE The Sage Group
IHG Intercontinental
NXT NEXT
ITV ITV
WTB Whitbread
RRS Randgold Resources
SL/ Standard Life
JMAT Johnson Matthey
CCH Coca-Cola
AHT Ashtead Group
BRBY Burberry Group
UU/ United Utilities
BLND British Land Company
PSON Pearson
SMIN Smiths
RSA RSA
SVT Severn Trent
ITRK Intertek Group
HL/ Hargreaves Lansdown
MKS Marks & Spencer
ANTO Antofagasta
MRW Morrison Supermarkets
PSN Persimmon
STJ St. Jamess
RMG Royal Mail
BDEV Barratt Developments
TW/ Taylor Wimpey
SBRY J Sainsbury
PFG Provident Financial
HMSO Hammerson
INF Informa
ADN Aberdeen Asset Management
INTU Intu Propertie
WEIR Weir Group
DC/ Dixons Carphone
RMV Rightmove
EZJ Easyjet
JE/ Just Eat
GFS G4S
MGGT Meggitt
TPK Travis Perkins
BKG Berkeley Group
ISAT Inmarsat
PFC Petrofac
HGG Henderson Group
DLN Derwent London
TLW Tullow Oil
WMH William Hill
OCDO Ocado Group
=============================
WARNING: Trading of securities, Options, Futures,
Commodities and derivatives may involve a high degree of risk
and investors should be prepared for the risk of losing their
entire investment and losing further amounts.
--------------
'Investment Industry Regulatory Organization of Canada (IIROC)'
--------------
================
What Are You Waiting For? Start Investing Now! Grow Your
Portfolio! Make Your Retirement Nest - Eggs Certain..
Whether you're here to set up a long term investment plan or
just make your everyday life sweeter.m
Canadian stock market index -
Toronto Stock Exchange
S&P/TSX Composite Index
Toronto Stock Exchange (often
abbreviated as TSX) is one of the
world's largest stock exchanges.
It is the ninth largest exchange in
the world by market
capitalization. Based in Toronto,
it is owned by and operated as a
subsidiary of the TMX Group for
the trading of senior equities
====================
HERE ARE FEW
COMPANIES ON THE
TORONTO SOCK
EXCHANGE..
Algonquin Power & Utilities Corp. instalment
receipts AQN.IR
Dream Office Real Estate Investment Trust
D.UN
Bombardier Inc. Class B Subordinate Voting
Shares BBD.B
GoGold Resources Inc. GGD
B2Gold Corp. BTO
Kinross Gold Corporation K
Pengrowth Energy Corporation PGF
IAMGOLD Corporation IMG
ProMetic Life Sciences Inc.
U3O8 Corp. UWE
Encana Corporation ECA
Manulife Financial Corporation MFC
Horizons BetaPro NYMEX Natural Gas Bear Plus
ETF HND
Yamana Gold Inc. YRI
Horizons BetaPro NYMEX Natural Gas Bull Plus
ETF HNU
Baytex Energy Corp. BTE
Eastern Platinum Limited ELR
Horizons BetaPro S&P/TSX Global Gold Bear Plus
ETF HGD
Northern Dynasty Minerals Ltd. NDM
Horizons BetaPro NYMEX Crude Oil Bull Plus ETF
HOU
Western Forest Products Inc. WEF
iShares S&P/TSX 60 Index ETF XIU
Barrick Gold Corporation ABX
Eldorado Gold Corporation ELD
Goldcorp Inc. G
Arizona Mining Inc. AZ
OceanaGold Corporation OGC
Crescent Point Energy Corp. CPG
Toronto-Dominion Bank (The) TD
Paladin Energy Ltd Ordinary Shares
''List of companies = S&P/TSX
Composite Index = TORONTO STOCK
EXCHANGE...
.---------------
Symbol Company Sector
AAV Advantage Oil & Gas Ltd. Energy
ARE Aecon Group Inc. Industrials
AEM Agnico Eagle Mines Limited Materials
AGU Agrium Inc. Materials
AIM Aimia Inc. Consumer Discretionary
AC Air Canada Industrials
ASR Alacer Gold Corp. Materials
AGI Alamos Gold Inc. Materials
AD Alaris Royalty Corp. Financials
AQN Algonquin Power & Utilities Corp. Utilities
ATD.B Alimentation Couche-Tard Inc. Consumer
Staples
AP.UN Allied Properties Real Estate Investment Trust
Financials
ALA AltaGas Ltd. Energy
AIF Altus Group Limited Financials
AYA Amaya Inc. Consumer Discretionary
ARX ARC Resources Ltd. Energy
AX.UN Artis Real Estate Investment Trust Financials
AKG Asanko Gold Inc. Materials
ACO.X ATCO Ltd. Utilities
ATA ATS Automation Tooling Systems Inc. Industrials
BTO B2Gold Corp. Materials
BAD Badger Daylighting Ltd. Industrials
BMO Bank of Montreal Financials
BNS Bank of Nova Scotia Financials
ABX Barrick Gold Corporation Materials
BTE Baytex Energy Corp. Energy
BCE BCE Inc. Telecommunication Services
BIR Birchcliff Energy Ltd. Energy
BB BlackBerry Limited Information Technology
BEI.UN Boardwalk Real Estate Investment Trust
Financials
BBD.B Bombardier Inc. Industrials
BNP Bonavista Energy Corporation Energy
BNE Bonterra Energy Corp. Energy
BYD.UN Boyd Group Income Fund Industrials
BAM.A Brookfield Asset Management Inc. Financials
BBU.UN Brookfield Business Partners L.P. Industrials
BPY.UN Brookfield Property Partners L.P. Financials
BEP.UN Brookfield Renewable Partners L.P. Utilities
DOO BRP Inc. Consumer Discretionary
CAE CAE Inc. Industrials
CCO Cameco Corporation Energy
CAR.UN Canadian Apartment Properties Real Estate
Investment Trust Financials
CEU Canadian Energy Services & Technology Corp.
Energy
CM Canadian Imperial Bank of Commerce Financials
CNR Canadian National Railway Company Industrials
CNQ Canadian Natural Resources Limited Energy
CP Canadian Pacific Railway Limited Industrials
REF.UN Canadian Real Estate Investment Trust
Financials
CTC.A Canadian Tire Corporation Limited Consumer
Discretionary
CU Canadian Utilities Limited Utilities
CWB Canadian Western Bank Financials
CFP Canfor Corporation Materials
CPX Capital Power Corporation Utilities
CCL.B CCL Industries Inc. Materials
CLS Celestica Inc. Information Technology
CVE Cenovus Energy Inc. Energy
CG Centerra Gold Inc. Materials
GIB.A CGI Group Inc. Information Technology
CSH.UN Chartwell Retirement Residences Financials
CHE.UN Chemtrade Logistics Income Fund Materials
CIX CI Financial Corp. Financials
CGX Cineplex Inc. Consumer Discretionary
CCA Cogeco Communications Inc. Consumer
Discretionary
CIG Colliers International Group Inc. Financials
CUF.UN Cominar Real Estate Investment Trust
Financials
CMG Computer Modelling Group Ltd. Information
Technology
CSU Constellation Software Inc. Information
Technology
CJR.B Corus Entertainment Inc. Consumer
Discretionary
BCB Cott Corporation Consumer Staples
CPG Crescent Point Energy Corp. Energy
CR Crew Energy Inc. Energy
CRR.UN Crombie Real Estate Investment Trust
Financials
DSG Descartes Systems Group Inc. Information
Technology
DGC Detour Gold Corporation Materials
DH DH Corporation Financials
DHX.B DHX Media Ltd. Consumer Discretionary
DOL Dollarama Inc. Consumer Discretionary
DDC Dominion Diamond Corporation Materials
DII.B Dorel Industries Inc. Consumer Discretionary
DRG.UN Dream Global Real Estate Investment Trust
Financials
D.UN Dream Office Real Estate Investment Trust
Financials
ECN ECN Capital Corp. Financials
ELD Eldorado Gold Corporation Materials
EFN Element Fleet Management Corp. Financials
EMA Emera Incorporated Utilities
EMP.A Empire Company Limited Consumer Staples
ENB Enbridge Inc. Energy
ENF Enbridge Income Fund Holdings Inc. Energy
ECA Encana Corporation Energy
EDV Endeavour Mining Corporation Materials
ECI EnerCare Inc. Industrials
EFX Enerflex Ltd. Energy
ERF Enerplus Corporation Energy
ESL Enghouse Systems Limited Information
Technology
ESI Ensign Energy Services Inc. Energy
EIF Exchange Income Corporation Aviation /
Equipment
EXE Extendicare Inc. Health Care
FFH Fairfax Financial Holdings Limited Financials
FTT Finning International Inc. Industrials
FCR First Capital Realty Inc. Financials
FR First Majestic Silver Corp. Materials
FM First Quantum Minerals Ltd. Materials
FSV FirstService Corporation Financials
FTS Fortis Inc. Utilities
FNV Franco-Nevada Corporation Materials
FRU Freehold Royalties Ltd. Energy
MIC Genworth MI Canada Inc. Financials
WN George Weston Limited Consumer Staples
GEI Gibson Energy Inc. Energy
GIL Gildan Activewear Inc. Consumer Discretionary
G Goldcorp Inc. Materials
GTE Gran Tierra Energy Inc. Energy
GRT.UN Granite Real Estate Investment Trust
Financials
GC Great Canadian Gaming Corporation Consumer
Discretionary
GWO Great-West Lifeco Inc. Financials
GUY Guyana Goldfields Inc. Materials
HR.UN H&R Real Estate Investment Trust Financials
HCG Home Capital Group Inc. Financials
HBM HudBay Minerals Inc. Materials
HBC Hudson's Bay Company Consumer Discretionary
HSE Husky Energy Inc. Energy
H Hydro One Limited Utilities
IMG Iamgold Corporation Materials
IGM IGM Financial Inc. Financials
IMO Imperial Oil Limited Energy
IAG Industrial Alliance Insurance and Financial Services
Inc. Financials
INE Innergex Renewable Energy Inc. Utilities
IFC Intact Financial Corporation Financials
IPL Inter Pipeline Ltd. Energy
IFP Interfor Corporation Materials
ITP Intertape Polymer Group Inc. Materials
IVN Ivanhoe Mines Ltd. Materials
PJC.A Jean Coutu Group Inc. Consumer Staples
JE Just Energy Group Inc. Utilities
KEL Kelt Exploration Ltd. Energy
KEY Keyera Corp. Energy
KXS Kinaxis Inc. Information Technology
K Kinross Gold Corporation Materials
KLG Kirkland Lake Gold Inc. Materials
KDX Klondex Mines Ltd. Materials
LIF Labrador Iron Ore Royalty Corporation Materials
LB Laurentian Bank of Canada Financials
LNR Linamar Corporation Consumer Discretionary
L Loblaw Companies Limited Consumer Staples
LUC Lucara Diamond Corp. Materials
LUN Lundin Mining Corporation Materials
MDA MacDonald Dettwiler and Associates Ltd.
Information Technology
MAG MAG Silver Corp. Materials
MG Magna International Inc. Consumer Discretionary
MBT Manitoba Telecom Services Inc.
Telecommunication Services
MFC Manulife Financial Corporation Financials
MFI Maple Leaf Foods Inc. Consumer Staples
MRE Martinrea International Inc. Consumer
Discretionary
MEG MEG Energy Corp. Energy
MX Methanex Corporation Materials
MRU Metro Inc. Consumer Staples
MST.UN Milestone Apartments Real Estate Investment
Trust Financials
MNW Mitel Networks Corporation Information
Technology
MSI Morneau Shepell Inc. Industrials
MTL Mullen Group Ltd. Energy
NA National Bank of Canada Financials
NSU Nevsun Resources Ltd. Materials
NFI New Flyer Industries Inc. Industrials
NGD New Gold Inc. Materials
OSB Norbord Inc. Materials
NPI Northland Power Inc. Utilities
NVU.UN Northview Apartment Real Estate Investment
Trust Financials
NG NovaGold Resources Inc. Materials
NVA NuVista Energy Ltd. Energy
OGC OceanaGold Corporation Materials
OCX Onex Corporation Financials
OTC Open Text Corporation Information Technology
OR Osisko Gold Royalties Ltd Materials
PAA Pan American Silver Corp. Materials
PXT Parex Resources Inc. Energy
PKI Parkland Fuel Corporation Energy
PSI Pason Systems Inc. Energy
PPL Pembina Pipeline Corporation Energy
PEY Peyto Exploration & Development Corp. Energy
POT Potash Corporation of Saskatchewan Inc.
Materials
POW Power Corporation of Canada Financials
PWF Power Financial Corporation Financials
PSK PrairieSky Royalty Ltd. Energy
PD Precision Drilling Corporation Energy
PBH Premium Brands Holdings Corporation
Consumer Staples
PVG Pretium Resources Inc. Materials
PLI ProMetic Life Sciences Inc. Health Care
AAR.UN Pure Industrial Real Estate Trust Financials
QBR.B Quebecor Inc. Consumer Discretionary
RRX Raging River Exploration Inc. Energy
QSR Restaurant Brands International Inc. Consumer
Discretionary
REI.UN RioCan Real Estate Investment Trust
Financials
RBA Ritchie Bros. Auctioneers Incorporated
Industrials
RCI.B Rogers Communications Inc.
Telecommunication Services
RY Royal Bank of Canada Financials
RUS Russel Metals Inc. Industrials
SSL Sandstorm Gold Ltd. Materials
SAP Saputo Inc. Consumer Staples
SES Secure Energy Services Inc. Energy
SMF Semafo Inc. Materials
VII Seven Generations Energy Ltd. Energy
SJR.B Shaw Communications Inc. Telecommunication
Services
SCL ShawCor Ltd. Energy
SW Sierra Wireless Inc. Information Technology
SSO Silver Standard Resources Inc. Materials
SLW Silver Wheaton Corp. Materials
ZZZ Sleep Country Canada Holdings Inc. Consumer
Discretionary
SRU.UN Smart Real Estate Investment Trust Financials
SNC SNC-Lavalin Group Inc. Industrials
SPE Spartan Energy Corp. Energy
STN Stantec Inc. Industrials
SJ Stella-Jones Inc. Materials
SLF Sun Life Financial Inc. Financials
SU Suncor Energy Inc. Energy
SPB Superior Plus Corp. Industrials
SGY Surge Energy Inc. Energy
THO Tahoe Resources Inc. Materials
TCK.B Teck Resources Limited Materials
T Telus Corporation Telecommunication Services
IT The Intertain Group Limited Consumer
Discretionary
NWC The North West Company Inc. Consumer Staples
TRI Thomson Reuters Corporation Consumer
Discretionary
X TMX Group Limited Financials
TOG TORC Oil & Gas Ltd. Energy
TXG Torex Gold Resources Inc. Materials
TIH Toromont Industries Ltd. Industrials
TD Toronto-Dominion Bank Financials
TOU Tourmaline Oil Corp. Energy
TA TransAlta Corporation Utilities
RNW TransAlta Renewables Inc. Utilities
TRP TransCanada Corporation Energy
TCL.A Transcontinental Inc. Industrials
TFI TransForce Inc. Industrials
TCN Tricon Capital Group Inc. Financials
TRQ Turquoise Hill Resources Ltd. Materials
UNS Uni-Select Inc. Consumer Discretionary
VRX Valeant Pharmaceuticals International Inc. Health
Care
VSN Veresen Inc. Energy
VET Vermilion Energy Inc. Energy
WCN Waste Connections Inc. Industrials
WFT West Fraser Timber Co. Ltd. Materials
WEF Western Forest Products Inc. Materials
WJA WestJet Airlines Ltd. Industrials
WTE Westshore Terminals Investment Corporation
Industrials
WCP Whitecap Resources Inc. Energy
WPK Winpak Ltd. Materials
WSP WSP Global Inc. Industrials
YRI Yamana Gold Inc.
======================
Find information for the S&P/TSX Canada Stock Market,
London Stock Exchange, France Stock Market, CAC40 aND
Australian Securities Exchange including stock quotes, market
data, share prices, tools and resources as well as investment
information
-----------------
S&P/TSX Composite index / ON GOOGLE FINANCE
London Stock Exhange / on google finance
France CAC 40 / on g. finance
ASX: - Australian Securities Exchange / on g finance
S&P/ASX 100
S&P/ASX 200 Index
----------------
========================
STOCK MARKET OF
AUSTRALIA..
http://www.asx.com.au/ LEARN
MORE...
ASX: - Australian
Securities Exchange
Australian Stock
Exchange - ASX'
The stock exchange headquartered in Sydney,
Australia. The Australian Stock Exchange in its
current form was created through a merger of the
Australian Stock Exchange and Sydney Futures
Exchange.
HERE FEW COMPANIES
ON THE AUSTRALIAN
STOCK MARKET...
CBA Commonwealth Bank
BHP BHP Billiton
WBC Westpac Banking
RIO Rio Tinto
ANZ ANZ Banking
NAB National Australia Bank
TLS Telstra
WES Wesfarmers
CSL CSL
WOW Woolworths
MQG Macquarie
WPL Woodside Petroleum
SCG Scentre
TCL Transurban
BXB Brambles
AMC Amcor
NCM Newcrest Mining
RHC Ramsay Health Care
SUN Suncorp
AMP AMP
FMG Fortescue Metals
SYD Sydney Airport
QBE QBE
IAG Insurance Australia
S32 South32
AGL AGL Energy
GMG Goodman
OSH Oil Search
SGP Stockland
AZJ Aurizon
ALL Aristocrat Leisure
CWN Crown Resorts 11.45
CIM Cimic 34.31
CTX Caltex Australia
ASX ASX
APA APA
JHX James Hardie
SHL Sonic Healthcare
GPT GPT
DXS Dexus Property
LLC Lend Lease
MGR Mirvac
COH Cochlear
TWE Treasury Wine Estates
CCL Coca Cola Amatil
REA REA
MPL Medibank
ORG Origin Energy
FBU Fletcher Building
STO Santos
QAN Qantas Airways
TPM TPG Telecom
SPK Spark New Zealand
ORI Orica
DMP Dominos Pizza
CPU Computershare
HVN Harvey Norman
CGF Challenger
TTS Tatts
AST Ausnet Services
SEK SEEK
BLD Boral
BEN Bendigo And Adelaide Bank
IPL Incitec Pivot
SGR Star Entertainment
BSL BlueScope Steel
TAH Tabcorp
AWC Alumina
BOQ Bank Of Queensland
SKI Spark Infrastructure
ORA Orora
DUE Duet
APN APN News and Media
FLT Flight Centre Travel
ANN Ansell
ABC Adelaide Brighton
MFG Magellan Financial
PTM Platinum Asset Management
CAR carsales.com
WHC Whitehaven Coal
JBH JB Hi-Fi
ALQ ALS
SVW Seven Group
IOF Investa Office Fund
DLX DuluxGroup
SKC SKYCITY
IFL IOOF
BTT BT Investment Management
ILU Iluka Resources
QUB Qube Holdings
DOW Downer Group
NST Northern Star Resources
PMV Premier Investments
NUF Nufarm
MQA Macquarie Atlas Roads
WOR WorleyParsons
EVN Evolution Mining
MYO MYOB
FXJ Fairfax Media
PPT Perpetual
PRY Primary Health Care
BKL Blackmores
MIN Mineral Resources
CHC Charter Hall
SUL Super Retail
NVT Navitas
BWP BWP
MTS Metcash
SGM Sims Metal Management
TME Trade Me
PGH Pact Group
CSR CSR
IRE IRESS
GNC GrainCorp
OZL OZ Minerals
TNE Technology One
GMA Genworth Mortgage Australia
SKT Sky Television
SDF Steadfast
RRL Regis Resources
CTD Corporate Travel Management
AOG Aveo
SRX Sirtex Medical
SCP Shopping Centres Australasia Property
CMW Cromwell
SIP Sigma Pharmaceutical
CQR Charter Hall Retail Reit
ABP Abacus Property
IVC InvoCare
MYX Mayne Pharma
ARB ARB
AHG Automotive
BRG Breville
BAP Burson Auto Parts
SPO Spotless
REG Regis Healthcare
AAD Ardent Leisure
SXL Southern Cross Media
GEM G8 Education
RFG Retail Food
SWM Seven West Media
ALU Altium
AAC Australian Agricultural Company
BGA Bega Cheese
SAI SAI Global
BPT Beach Energy
MMS McMillan Shakespeare
IGO Independence Group
GUD GUD
MND Monadelphous
MTR Mantra Group
NEC Nine Entertainment
CCP Credit Corp Group
AHY Asaleo Care
SFR Sandfire
VRL Village Roadshow
GWA GWA
GXL Greencross
MYR Myer
FXL FlexiGroup
AGI Ainsworth Game Technology
SYR Syrah Resources
WSA Western Areas
VOC Vocus Communications
TGR Tassal
VRT Virtus Health
BKN Bradken
ASB Austal
UGL UGL
JHC Japara Healthcare
EHE Estia Health
CVO Cover-More
SHV Select Harvests
KAR Karoon Gas
CAB Cabcharge Australia
OFX Ozforex
MSB Mesoblast
KMD Kathmandu
NSR National Storage REIT
AWE AWE
LNG Liquefied Natural Gas <
...
''Investing Basics 101: How To Invest - Where To Invest - When To Invest - In What Products & Companies To Invest in?
''This Page Has It All...
|
The S&P 500 is an
index of 500 large
capitalization common
stocks of largest
publicly traded
companies which trade on one of
the two largest american stock market
exchanges; the New York Stock Exchange
and NASDAQ. It includes the following
companies.
S&P 500 Component
Stock...
Ticker symbol Security
MMM 3M Company
ABT Abbott Laboratories
ABBV AbbVie
ACN Accenture plc
ATVI Activision Blizzard
AYI Acuity Brands Inc
ADBE Adobe Systems Inc
AAP Advance Auto Parts
AES AES Corp
AET Aetna Inc
AMG Affiliated Managers Group Inc
AFL AFLAC Inc
A Agilent Technologies Inc
APD Air Products & Chemicals Inc
AKAM Akamai Technologies Inc
ALK Alaska Air Group Inc
ALB Albemarle Corp
AGN Allergan, Plc
LNT Alliant Energy Corp
ALXN Alexion Pharmaceuticals
ALLE Allegion
ADS Alliance Data Systems
ALL Allstate Corp
GOOGL Alphabet Inc Class A
GOOG Alphabet Inc Class C
MO Altria Group Inc
AMZN Amazon.com Inc
AEE Ameren Corp
AAL American Airlines Group
AEP American Electric Power
AIG American International Group, Inc.
AMT American Tower Corp A
AWK American Water Works Company Inc
AMP Ameriprise Financial
ABC AmerisourceBergen Corp
AMGN Amgen Inc
APH Amphenol Corp
APC Anadarko Petroleum Corp
ADI Analog Devices, Inc.
ANTM Anthem Inc.
AON Aon plc
APA Apache Corporation
AIV Apartment Investment & Mgmt
AAPL Apple Inc.
AMAT Applied Materials Inc
ADM Archer-Daniels-Midland Co
ARNC Arconic Inc
AJG Arthur J. Gallagher & Co.
AIZ Assurant Inc
T AT&T Inc
ADSK Autodesk Inc
ADP Automatic Data Processing
AN AutoNation Inc
AZO AutoZone Inc
AVB AvalonBay Communities, Inc.
AVY Avery Dennison Corp
BHI Baker Hughes Inc
BLL Ball Corp
BAC Bank of America Corp
BK The Bank of New York Mellon Corp.
BCR Bard (C.R.) Inc.
BAX Baxter International Inc.
BBT BB&T Corporation
BDX Becton Dickinson
BBBY Bed Bath & Beyond
BRK-B Berkshire Hathaway
BBY Best Buy Co. Inc.
BIIB BIOGEN IDEC Inc.
BLK BlackRock
HRB Block H&R
BA Boeing Company
BWA BorgWarner
BXP Boston Properties
BSX Boston Scientific
BMY Bristol-Myers Squibb
AVGO Broadcom
BF-B Brown-Forman Corporation
CHRW C. H. Robinson Worldwide
CA CA, Inc.
COG Cabot Oil & Gas
CPB Campbell Soup
COF Capital One Financial
CAH Cardinal Health Inc.
HSIC Henry Schein
KMX Carmax Inc
CCL Carnival Corp.
CAT Caterpillar Inc.
CBG CBRE Group
CELG Celgene Corp.
CNC Centene Corporation
CNP CenterPoint Energy
CTL CenturyLink Inc
CERN Cerner
CF CF Industries Holdings Inc
SCHW Charles Schwab Corporation
CHTR Charter Communications
CHK Chesapeake Energy
CVX Chevron Corp.
CMG Chipotle Mexican Grill
CB Chubb Limited
CHD Church & Dwight
CI CIGNA Corp.
XEC Cimarex Energy
CINF Cincinnati Financial
CTAS Cintas Corporation
CSCO Cisco Systems
C Citigroup Inc.
CFG Citizens Financial Group
CTXS Citrix Systems
CLX The Clorox Company
CME CME Group Inc.
CMS CMS Energy
KO Coca Cola Company
CTSH Cognizant Technology Solutions
CL Colgate-Palmolive
CMCSA Comcast A Corp
CMA Comerica Inc.
CAG ConAgra Foods Inc.
CXO Concho Resources
COP ConocoPhillips
ED Consolidated Edison
STZ Constellation Brands
GLW Corning Inc.
COST Costco Co.
COTY Coty, Inc
CCI Crown Castle International Corp.
CSRA CSRA Inc.
CSX CSX Corp.
CMI Cummins Inc.
CVS CVS Health
DHI D. R. Horton
DHR Danaher Corp.
DRI Darden Restaurants
DVA DaVita Inc.
DE Deere & Co.
DLPH Delphi Automotive
DAL Delta Air Lines
XRAY Dentsply Sirona
DVN Devon Energy Corp.
DLR Digital Realty Trust
DFS Discover Financial Services
DISCA Discovery Communications-A
DISCK Discovery Communications-C
DG Dollar General
DLTR Dollar Tree
D Dominion Resources
DOV Dover Corp.
DOW Dow Chemical
DPS Dr Pepper Snapple Group
DTE DTE Energy Co.
DD Du Pont (E.I.)
DUK Duke Energy
DNB Dun & Bradstreet
ETFC E*Trade
EMN Eastman Chemical
ETN Eaton Corporation
EBAY eBay Inc.
ECL Ecolab Inc.
EIX Edison Int'l
EW Edwards Lifesciences
EA Electronic Arts
EMR Emerson Electric Company
ENDP Endo International
ETR Entergy Corp.
EVHC Envision Healthcare Corp
EOG EOG Resources
EQT EQT Corporation
EFX Equifax Inc.
EQIX Equinix
EQR Equity Residential
ESS Essex Property Trust, Inc.
EL Estee Lauder Cos.
ES Eversource Energy
EXC Exelon Corp.
EXPE Expedia Inc.
EXPD Expeditors Int'l
ESRX Express Scripts
EXR Extra Space Storage
XOM Exxon Mobil Corp.
FFIV F5 Networks
FB Facebook
FAST Fastenal Co
FRT Federal Realty Investment Trust
FDX FedEx Corporation
FIS Fidelity National Information Services
FITB Fifth Third Bancorp
FSLR First Solar Inc
FE FirstEnergy Corp
FISV Fiserv Inc
FLIR FLIR Systems
FLS Flowserve Corporation
FLR Fluor Corp.
FMC FMC Corporation
FTI FMC Technologies Inc.
FL Foot Locker Inc
F Ford Motor
FTV Fortive Corp
FBHS Fortune Brands Home & Security
BEN Franklin Resources
FCX Freeport-McMoran Cp & Gld
FTR Frontier Communications
GPS Gap (The)
GRMN Garmin Ltd.
GD General Dynamics
GE General Electric
GGP General Growth Properties Inc.
GIS General Mills
GM General Motors
GPC Genuine Parts
GILD Gilead Sciences
GPN Global Payments Inc
GS Goldman Sachs Group
GT Goodyear Tire & Rubber
HAL Halliburton Co.
HBI Hanesbrands Inc
HOG Harley-Davidson
HAR Harman Int'l Industries
HRS Harris Corporation
HIG Hartford Financial Svc.Gp.
HAS Hasbro Inc.
HCA HCA Holdings
HCP HCP Inc.
HP Helmerich & Payne
HES Hess Corporation
HPE Hewlett Packard Enterprise
HOLX Hologic
HD Home Depot
HON Honeywell Int'l Inc.
HRL Hormel Foods Corp.
HST Host Hotels & Resorts
HPQ HP Inc.
HUM Humana Inc.
HBAN Huntington Bancshares
ITW Illinois Tool Works
ILMN Illumina Inc
IR Ingersoll-Rand PLC
INTC Intel Corp.
ICE Intercontinental Exchange
IBM International Business Machines
IP International Paper
IPG Interpublic Group
IFF Intl Flavors & Fragrances
INTU Intuit Inc.
ISRG Intuitive Surgical Inc.
IVZ Invesco Ltd.
IRM Iron Mountain Incorporated
JEC Jacobs Engineering Group
JBHT J. B. Hunt Transport Services
SJM JM Smucker
JNJ Johnson & Johnson
JCI Johnson Controls International
JPM JPMorgan Chase & Co.
JNPR Juniper Networks
KSU Kansas City Southern
K Kellogg Co.
KEY KeyCorp
KMB Kimberly-Clark
KIM Kimco Realty
KMI Kinder Morgan
KLAC KLA-Tencor Corp.
KSS Kohl's Corp.
KHC Kraft Heinz Co
KR Kroger Co.
LB L Brands Inc.
LLL L-3 Communications Holdings
LH Laboratory Corp. of America Holding
LRCX Lam Research
LEG Leggett & Platt
LEN Lennar Corp.
LVLT Level 3 Communications
LUK Leucadia National Corp.
LLY Lilly (Eli) & Co.
LNC Lincoln National
LLTC Linear Technology Corp.
LKQ LKQ Corporation
LMT Lockheed Martin Corp.
L Loews Corp.
LOW Lowe's Cos.
LYB LyondellBasell
MAA Mid-America Apartments
MTB M&T Bank Corp.
MAC Macerich
M Macy's Inc.
MNK Mallinckrodt Plc
MRO Marathon Oil Corp.
MPC Marathon Petroleum
MAR Marriott Int'l.
MMC Marsh & McLennan
MLM Martin Marietta Materials
MAS Masco Corp.
MA Mastercard Inc.
MAT Mattel Inc.
MKC McCormick & Co.
MCD McDonald's Corp.
MCK McKesson Corp.
MJN Mead Johnson
MDT Medtronic plc
MRK Merck & Co.
MET MetLife Inc.
MTD Mettler Toledo
KORS Michael Kors Holdings
MCHP Microchip Technology
MU Micron Technology
MSFT Microsoft Corp.
MHK Mohawk Industries
TAP Molson Coors Brewing Company
MDLZ Mondelez International
MON Monsanto Co.
MNST Monster Beverage
MCO Moody's Corp
MS Morgan Stanley
MOS The Mosaic Company
MSI Motorola Solutions Inc.
MUR Murphy Oil
MYL Mylan N.V.
NDAQ NASDAQ OMX Group
NOV National Oilwell Varco Inc.
NAVI Navient
NTAP NetApp
NFLX Netflix Inc.
NWL Newell Brands
NFX Newfield Exploration Co
NEM Newmont Mining Corp. (Hldg. Co.)
NWSA News Corp. Class A
NWS News Corp. Class B
NEE NextEra Energy
NLSN Nielsen Holdings
NKE Nike
NI NiSource Inc.
NBL Noble Energy Inc
JWN Nordstrom
NSC Norfolk Southern Corp.
NTRS Northern Trust Corp.
OC Northrop Grumman Corp.
NRG NRG Energy
NUE Nucor Corp.
NVDA Nvidia Corporation
ORLY O'Reilly Automotive
OXY Occidental Petroleum
OMC Omnicom Group
OKE ONEOK
ORCL Oracle Corp.
PCAR PACCAR Inc.
PH Parker-Hannifin
PDCO Patterson Companies
PAYX Paychex Inc.
PYPL PayPal
PNR Pentair Ltd.
PBCT People's United Financial
PEP PepsiCo Inc.
PKI PerkinElmer
PRGO Perrigo
PFE Pfizer Inc.
PCG PG&E Corp.
PM Philip Morris International
PSX Phillips 66
PNW Pinnacle West Capital
PXD Pioneer Natural Resources
PBI Pitney-Bowes
PNC PNC Financial Services
RL Polo Ralph Lauren Corp.
PPG PPG Industries
PPL PPL Corp.
PX Praxair Inc.
PCLN Priceline.com Inc
PFG Principal Financial Group
PG Procter & Gamble
PGR Progressive Corp.
PLD Prologis
PRU Prudential Financial
PEG Public Serv. Enterprise Inc.
PSA Public Storage
PHM Pulte Homes Inc.
PVH PVH Corp.
QRVO Qorvo
PWR Quanta Services Inc.
QCOM QUALCOMM Inc.
DGX Quest Diagnostics
RRC Range Resources Corp.
RTN Raytheon Co.
O Realty Income Corporation
RHT Red Hat Inc.
REGN Regeneron
RF Regions Financial Corp.
RSG Republic Services Inc
RAI Reynolds American Inc.
RHI Robert Half International
ROK Rockwell Automation Inc.
COL Rockwell Collins
ROP Roper Industries
ROST Ross Stores
RCL Royal Caribbean Cruises Ltd
R Ryder System
CRM Salesforce.com
SCG SCANA Corp
SLB Schlumberger Ltd.
SNI Scripps Networks Interactive Inc.
STX Seagate Technology
SEE Sealed Air
SRE Sempra Energy
SHW Sherwin-Williams
SIG Signet Jewelers
SPG Simon Property Group Inc
SWKS Skyworks Solutions
SLG SL Green Realty
SNA Snap-On Inc.
SO Southern Co.
LUV Southwest Airlines
SWN Southwestern Energy
SE Spectra Energy Corp.
SPGI S&P Global, Inc.
STJ St Jude Medical
SWK Stanley Black & Decker
SPLS Staples Inc.
SBUX Starbucks Corp.
STT State Street Corp.
SRCL Stericycle Inc
SYK Stryker Corp.
STI SunTrust Banks
SYMC Symantec Corp.
SYF Synchrony Financial
SYY Sysco Corp.
TROW T. Rowe Price Group
TGT Target Corp. reports
TEL TE Connectivity Ltd.
TGNA Tegna, Inc.
TDC Teradata Corp.
TSO Tesoro Petroleum Co.
TXN Texas Instruments
TXT Textron Inc.
COO The Cooper Companies
HSY The Hershey Company
TRV The Travelers Companies Inc.
TMO Thermo Fisher Scientific
TIF Tiffany & Co.
TWX Time Warner Inc.
TJX TJX Companies Inc.
TMK Torchmark Corp.
TSS Total System Services
TSCO Tractor Supply Company
TDG TransDigm Group
RIG Transocean
TRIP TripAdvisor
FOXA Twenty-First Century Fox Class A
FOX Twenty-First Century Fox Class B
TSN Tyson Foods
UDR UDR Inc
ULTA Ulta Salon Cosmetics & Fragrance Inc
USB U.S. Bancorp
UA Under Armour
UAA Under Armour
UNP Union Pacific
UAL United Continental Holdings
UNH United Health Group Inc.
UPS United Parcel Service
URI United Rentals, Inc.
UTX United Technologies
UHS Universal Health Services, Inc.
UNM Unum Group
URBN Urban Outfitters
VFC V.F. Corp.
VLO Valero Energy
VAR Varian Medical Systems
VTR Ventas Inc
VRSN Verisign Inc.
VRSK Verisk Analytics
VZ Verizon Communications
VRTX Vertex Pharmaceuticals Inc
VIAB Viacom Inc.
V Visa Inc.
VNO Vornado Realty Trust
VMC Vulcan Materials
WMT Wal-Mart Stores
WBA Walgreens Boots Alliance
DIS The Walt Disney Company
WM Waste Management Inc.
WAT Waters Corporation
WEC Wec Energy Group Inc
WFC Wells Fargo
HCN Welltower Inc.
WDC Western Digital
WU Western Union Co
WRK WestRock Company
WY Weyerhaeuser Corp.
WHR Whirlpool Corp.
WFM Whole Foods Market
WMB Williams Cos.
WLTW Willis Towers Watson
WYN Wyndham Worldwide
WYNN Wynn Resorts Ltd
XEL Xcel Energy Inc
XRX Xerox Corp.
XLNX Xilinx Inc
XL XL Capital
XYL Xylem Inc.
YHOO Yahoo Inc.
YUM Yum! Brands Inc
ZBH Zimmer Biomet Holdings
ZION Zions Bancorp
ZTS Zoetis reports Health Care
Pharmaceuticals
''DOW JONES INDU
AVERAGE INDEX ! -
Companies in the Dow
Jones Industrial
Average -
Company
AXP American Express
AAPL Apple
BA Boeing
CAT Caterpillar
CVX Chevron
CSCO Cisco
KO Coca-Cola
DD E I du Pont de Nemours and Co
XOM Exxon Mobil
GE General Electric
GS Goldman Sachs
HD Home Depot
IBM IBM
INTC Intel
JNJ Johnson & Johnson
JPM JPMorgan Chase
MCD McDonald's
MRK Merck
MSFT Microsoft
NKE Nike
PFE Pfizer
PG Procter & Gamble
TRV Travelers Companies Inc
UTX United Technologies
UNH UnitedHealth
VZ Verizon
V Visa
WMT Wal-Mart
=======================


''THIS PAGE HAS IT ALL! NYSE, New York Stock Exchange.. Real time quotes, market information, regulations, news. ==============
-NASDAQ Stock Market - Stock Quotes - Stock Exchange News - The NASDAQ Stock Market - Official site of The NASDAQ Stock Market featuring free stock quotes, stock exchange prices, stock market news..
============== The Dow Jones Industrial Average & Companies - ========= The S&P 500 is an index of 500 large capitalization common stocks of largest publicly traded companies... ============
ASX: - Australian Securities Exchange Australian Stock Exchange - ASX' Companies.. ========== 'Canada Stock List & companies = S&P/TSX Composite Index = TORONTO STOCK EXCHANGE.. ============ LONDON STOCK MARKET: Here Are The most highly capitalization Companies on FTSE Index .. .. - '' Trading Solutions for Investors, Traders, and Institutions.. =============== ''France 40 - Stock Market Index, Here Are The Few Companies On The France Index. CAC 40 France Stock Index...
|
SOUTH FLORIDA, FOR ANY QUESTIONS REGARDING: LIFE INSURANCE POLICY,
REAL ESTATE BUYING, SELLING, AND INVESTING; CONTACT ANTHONY JEANTY, YOUR NEIGHBORHOOD AGENT AT: 786-631-7740 =
DISREGARD ALL OTHER # NUMBERS IN THIS SITE. YOUR ONLY NUMBER IS: 786-631-7740 ==
|
Financial Article #1. Holding
Company: How a Holding Company Works?
Fem Konsa Capital Investment Presents The
World Most Expensive Foods... GB=You
Should Visit.
Financial Article #2. Understanding a
Holding Company... Blog. And Venture
Capitalists, Private Equity Funds, and Angel
Investors..Right Here, Right Now...
Financial Article #3. Holy Trinity of
Getting Rich And Mission Statement Of Fem
Konsa Capital:= Holy Trinity of Getting Rich tlbr
Financial Article #3. Wall Street
knowledge expert advice and feature coverage
on investments, personal finance, including
stocks, bonds, mutual funds, ETFs, retirement
plans, real estate, insurance, finance, economy
etc. On SM=fb =
Financial Article #5. Here At Social
Media = Market Knowledge: Where to invest,
How to invest, What to invest in? Important
ingredients in the world of investing...
Financial Article #6. Real Estate
Service For Buyers And Sellers; Everything
you need to know about real estate from A to Z
=fb
Financial Article #7. Financial
Literacy & Knowledge – Financial Education Is
What Everybody Needs To Have a descent And
Comfortable Lifestyle. It's Free, Get it right
here...
Financial Article #8. To Obtain
Financial Independence, To Feel Secure
Economically, To Climb The Wealth Pyramid.
You need to see this...F.A.S. - fb
Financial Article #9. Wall Street
Market Millionaires Secrets Revealed About
How To really Make Money? Success secrets
of self made millionaire, The science of getting
rich. Fb Social Media Money Making Page''
''Financial Article #10. VBC=
Visionaire Business Center Excellent Franchise
Of The 21ST Century For Entrepreneurs,
Investors, Traders & Business People..
Visionairebiz= The excellent business page on
social media'

KNOWLEDGEFINANCIALGROUP.COM
|
Collateralized debt obligation
A collateralized debt obligation (CDO) is a type of structured asset-backed security
(ABS).[1] Originally developed for the corporate debt markets, over time CDOs
evolved to encompass the mortgage and mortgage-backed security ("MBS")
markets.
Like other private label securities backed by assets, a CDO can be thought of as a
promise to pay investors in a prescribed sequence, based on the cash flow the
CDO collects from the pool of bonds or other assets it owns. The CDO is "sliced"
into "tranches", which "catch" the cash flow of interest and principal payments in
sequence based on seniority.
If some loans default and the cash collected by the CDO is insufficient to pay all of
its investors, those in the lowest, most "junior" tranches suffer losses first. The
last to lose payment from default are the safest, most senior tranches.
Synthetic CDO..
What is a 'Synthetic CDO'
A synthetic CDO is a form of collateralized debt obligation (CDO) that invests in
credit default swaps (CDSs) or other noncash assets to gain exposure to a
portfolio of fixed income assets. Synthetic CDOs are typically divided into credit
tranches based on the level of credit risk assumed. Initial investments into the
CDO are made by the lower tranches, while the senior tranches may not have to
make an initial investment.
'Synthetic CDO'
In a synthetic CDO, all tranches will receive periodic payments based on the cash
flows from the credit default swaps. Normally, the payoffs of synthetic CDOs are
only affected by credit events associated with CDSs. If a credit event occurs in the
fixed income portfolio, the synthetic CDO and its investors become responsible for
the losses, starting from the lowest rated tranches and working its way up.
Synthetic CDOs are a modern advance in structured finance that can offer
extremely high yields to investors. However, investors can be on the hook for
much more than their initial investments if several credit events occur in the
reference portfolio.
Tranches
Tranches are also known as slices of credit risk between risk levels. Normally, the
tranches primarily used in CDOs are typically known as senior, mezzanine and
equity. The senior tranche includes securities with high credit ratings and tends to
be low risk and therefore have lower returns. Conversely, an equity-level tranche
carries a higher degree of risk and holds derivatives with lower credit ratings.
--------------
History of Synthetic CDOs
Synthetic CDOs were first created in the late 1990s as a way for large holders of
commercial loans to protect their balance sheets without actually selling the loans
and potentially harming client relationships.
They have become increasingly popular because they tend to have shorter life
spans than cash flow CDOs, and there is no extended ramp-up period for earnings
investment. Synthetic CDOs are also highly customizable between the underwriter
and investors.
Mortgage-backed security
A mortgage-backed security (MBS) is a type of asset-backed security that is secured
by a mortgage or collection of mortgages. The mortgages are sold to a group of
individuals (a government agency or investment bank) that securitizes, or packages,
the loans together into a security that investors can buy..
-----------------
The mortgages of an MBS may be residential or commercial, depending on whether it
is an Agency MBS or a Non-Agency MBS; in the United States they may be issued by
structures set up by government-sponsored enterprises like Fannie Mae or Freddie
Mac, or they can be "private-label", issued by structures set up by investment banks.
The structure of the MBS may be known as "pass-through", where the interest and
principal payments from the borrower or homebuyer pass through it to the MBS
holder, or it may be more complex, made up of a pool of other MBSs..
------------------
The basics are:
1.Mortgage loans (mortgage notes) are purchased
from banks and other lenders, and possibly assigned to a special purpose vehicle
(SPV).
2.The purchaser or assignee assembles these loans into collections, or "pools".
3.The purchaser or assignee securitizes the pools by issuing mortgage-backed
securities.
While a residential mortgage-backed security (RMBS) is secured by single-family or
two- to four-family real estate, a commercial mortgage-backed security (CMBS) is
secured by commercial and multi-family properties, such as apartment buildings,
retail or office properties, hotels, schools, industrial properties, and other
commercial sites. A CMBS is usually structured as a different type of security than an
RMBS.
These securitization trusts may be structured by government-sponsored enterprises
as well as by private entities that may offer credit enhancement features to mitigate
the risk of prepayment and default associated with these mortgages.
Since residential mortgage holders in the United States have the option to pay more
than the required monthly payment (curtailment) or to pay off the loan in its entirety
(prepayment), the monthly cash flow of an MBS is not known in advance, and an MBS
therefore presents a risk to investors.
In the United States, the most common securitization trusts are sponsored by Fannie
Mae and Freddie Mac, US government-sponsored enterprises. Ginnie Mae, a US
government-sponsored enterprise backed by the full faith and credit of the US
government, guarantees that its investors receive timely payments but buys limited
numbers of mortgage notes. Some private institutions also securitize mortgages,
known as "private-label" mortgage securities
A residential mortgage-backed security
(RMBS) is a pass-through MBS backed by mortgages on residential
property.
A commercial mortgage-backed security (CMBS) is a pass-through MBS backed
by mortgages on commercial property.
A collateralized mortgage obligation, or
"pay-through bond", is a debt obligation of a legal entity that is
collateralized by the assets it owns.
Pay-through bonds are typically divided into classes that have different
maturities and different priorities for the receipt of principal and in some cases of
interest
--------------
These types are not limited to Mortgage
Backed Securities. Bonds backed by
mortgages but that are not MBSs can also
have these subtypes.
There are two types of classifications
based on the issuer of the security:
Agency, or government, issued securities by government-sponsored enterprise
issuers, such as Fannie Mae, Freddie Mac, and Ginnie Mae. Fannie Mae and
Freddie Mac sell short term (3–6 month) bills at auction on a weekly schedule,[34]
and longer-term (1–10 year) notes at monthly auctions.
The underlying mortgages for Agency MBS are one to four-single family
residential mortgages only.