

Crack open your wallet, pull out everyone’s favorite portrait of George Washington,
and be prepared to learn about some odd symbolism that probably seemed
perfectly normal in the 18th century. Here are the explanations behind some of the
more baffling parts of our nation’s smallest bills.---knowledgefinancial.com
What’s that weird pyramid drawing on the reverse of the bill?
The two circular drawings on the reverse of the bill are actually parts of the two-
sided Great Seal of the United States. Although we don’t see the entire seal outside
of our wallets too often, the notion of having a great seal is actually as old as the
country itself.
The Continental Congress passed a resolution on July 4, 1776, to create a
committee to design a great seal for the fledgling nation, and heavy hitters John
Adams, Benjamin Franklin, and Thomas Jefferson got the first crack at creating the
seal.
Congress wasn’t so keen on the design these big names brought back, though, and
it took nearly six years and several drafts to finally find a suitable seal. Congress
finally approved of a design on June 20, 1782.
What’s the story behind the Great Seal of the United States?
According to the State Department, which has been the official trustee of the seal
since 1789, both the obverse (front) and reverse (back) of the seal are rich with
symbolism. The obverse picturing the eagle is a bit easier to explain.
The bird holds 13 arrows to show the nation’s strength in war, but it also grasps an
olive branch with 13 leaves and 13 olives that symbolize the importance of peace.
(The recurring number 13, which also appears in the stripes on the eagle’s shield
and the constellation of stars over its head, is a nod to the original 13 states.) The
shield floats unsupported over the eagle as a reminder that Americans should rely
on their own virtue and strength.------knowledgefinancial.com
The symbolism of the pyramid on the seal’s reverse is trickier. The pyramid has 13
steps – the designers apparently never got tired of the 13 motif – and the Roman
numeral for 1776 is emblazoned across the bottom. The all-seeing Eye of
Providence at the top of the pyramid symbolizes the divine help the early Americans
needed in establishing the new country. The pyramid itself symbolizes strength and
durability.
The divine overtones don’t stop with the unblinking eye, though. The Latin motto
Annuit Ceptis appears over the pyramid; it translates into “He [God] has favored our
undertaking.” The scroll underneath the pyramid reads Novus Ordo Seclorum, or “A
new order of the ages,” which was meant to signify the dawn of the new American
era.
knowledgefinancial.com







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On the face of a dollar, what does the letter inside the circular seal mean?
The black seal with the big letter in the middle signifies the Federal Reserve bank that placed the order for the
bill. A = Boston, B = New York City, C = Philadelphia, D = Cleveland, E = Richmond, Va., F = Atlanta, G = Chicago, H
= St. Louis, I = Minneapolis, J = Kansas City, K = Dallas.
The letter also corresponds to the black number that is repeated four times on the face of the bill. For example,
if you have a bill from Dallas with the letter K, then the number on the bill will be 11 because K is the eleventh
letter in the alphabet.-----knowledgefinancial.com
The Great Seal of the United States
The green back of the dollar bill features the two sides of The Great Seal of the United States. The founding
fathers approved its design in 1782. Ben Franklin, John Adams, and Thomas Jefferson all had a hand in devising
it. The seal provides great insight into the values of the newborn nation and, like the Constitution, provides a
direct link to its formative days.
What does Annuit Coeptis mean?-------knowledgefinancial.com
The first of three Latin phrases on the back of the bill is translated as "God has favored our undertakings."
Many founders, Franklin and George Washington among them, believed that God's will was behind the
successful creation of the United States.
Beneath the pyramid, what does Novus Ordo Seclorum mean?
These Latin words mean "New order of the ages." Charles Thomson, a statesman involved in the design of The
Great Seal of the United States, proposed the phrase to signify the beginning of what he called "the new
American Era," which he said began in 1776 with the signing of the Declaration of Independence.
Why is MDCCLXXVI on the bottom of the pyramid?
The letters are Roman numerals for 1776. M is 1,000, D is 500, CC is 200, L is 50, XX is 20, VI is 6. Add the
numerals on the pyramid together and you get the year 1776, when the Declaration of Independence was
signed, and when the Novus Ordo Seclorum began.--------knowledgefinancial.com
Why is there an unfinished pyramid with a glowing eye?
Thomson explained the sturdy pyramid as a symbol of "strength and duration". He did not explain its unfinished
state, but many believe it signified that our nation remained unfinished. The pyramid also stops at 13 steps, the
number of the original colonies.
The "Eye of Providence" is a visual representation of the words Annuit Coeptis, and reinforces the founders'
notion that God looked upon the endeavor of the new nation with favor.
What does E Pluribus Unum mean?----KNOWLEDGEFINANCIAL.COM
"Out of many, one." The 13 disparate colonies came together to form one nation.
Why a bald eagle?
The founders wanted an animal native to America to be the new nation's symbol. In its talons the eagle holds
arrows and olive branches, signifying war and peace.
Fun activities you and the kids can do with a dollar bill
Track your bills. Go to the website Where's George? and enter the serial number of the bill. If the bill has been in
circulation long enough, you might be able to see where your bill has been as it travels from wallets to registers
and back. After you enter your bills, check back later to see where they have gone. KNOWLEDGEFINANCIAL.COM







The Benefits Of Using A Real Estate Attorney
Although using the services of an attorney can easily add several thousand dollars to the cost of a real estate transaction, it's often money well spent. Read on to find out how an
attorney will help you close the deal, and the pitfalls that may end up costing a lot of money.
Although using the services of an attorney can easily add several thousand dollars to the cost of a real estate transaction, it's often money well spent. Read on to find out how an
attorney will help you close the deal, and the pitfalls that may end up costing a lot of money.
Contracts
While most individuals have the ability to negotiate face-to-face with another party, the terms of the deal must be properly memorialized in a contract in order for them to be legally
binding. Attorneys can do that by not only negotiating on your behalf, but also making sure that the contract adheres to all state laws as well as addresses any specific issues that might
affect the future use of the property.
For example, in New Jersey, the law stipulates that the buyer and the seller have three days to review a real estate contract signed in conjunction with a realtor before it becomes
legally binding. Some home buyers/sellers aren't aware of this. A lawyer will not only make the client aware of it, the attorney will also review the contract for any legal glitches, make
any necessary changes to it, and insert any contingencies that you might have.
Addressing Liens
Another vital service that attorneys perform is called a title search. Title searches are completed by or through attorneys, and their purpose is to make sure that the property being sold is
free of any encumbrances, such as liens or judgments. The outcome of the title search is extremely important because it reveals whether the seller has the legal right to sell the property
in question. An attorney will be able to provide this service much faster, and often with less cost because real estate attorneys have working relationships with title search companies.
Suppose a title search reveals that the seller must first pay a lien or outstanding court judgment before his or her home can legally be sold. A lawyer will address this issue by
suggesting that the seller sweeten the deal (for making the buyer wait) by granting a price reduction. The lawyer may also provide the seller with suggestions or sources for financing so
that the seller can satisfy those claims. Attorneys will also be able to secure proofs that those judgments and/or liens have been satisfied. This is important if you as the new owner ever
plan to obtain a mortgage or loan against the property value. (For related reading, see The Best Way To Borrow.)
Property Transfers
When one or more parties are corporations, trusts or partnerships, the contract preparation and the ensuing negotiations are complex. An attorney understands these different types of
business arrangements and their legal boundaries within your state's law. As such, the attorney will ensure that the contract is consistent with the law, but also that the terms of the deal
in no way violate the partnership's, trust's or corporation's charter agreements.
Filings
Real estate deeds often need to be filed at the county and state level. An attorney will be able to do this quickly and efficiently. In addition, if the transaction involves property where
certain types of construction might not be allowed, an attorney will be able to navigate the maze of state regulations so that you may complete the transaction.
If the transaction revolves around commercial property, securing an attorney is even more important. The attorney will be able to cut through governmental red tape to obtain your tax
identification number from the state, as well as establish your corporation or sole proprietorship as a valid business entity for state tax purposes. An attorney may also secure your
actual business license through the municipality as well.

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How did the seal end up on our dollar bill?
We can thank former Secretary of State Cordell Hull’s busy schedule for that
one. Secretary of Agriculture Henry A. Wallace had to wait for a meeting with
Hull in 1934 and decided to kill time by thumbing through a State Department
pamphlet on the Great Seal.
The pamphlet contained an illustration of the reverse side of the seal with the
pyramid, and Wallace was quite taken with the drawing. He took the seal to
President Franklin Roosevelt and suggested the country mint a coin using the
two sides of the seal.
FDR liked the seal, too. (Roosevelt and Wallace were both Masons and loved the
all-seeing eye part of the reverse design, which echoed the concept of the Great
Architect of the Universe.) He thought the seal should be on the reverse of the
dollar bill rather than a coin, but he was worried the mystical imagery would
offend Catholics.---------knowledgefinancial.com
After Postmaster General James Farley assured FDR he didn’t think his fellow
Catholics would have any problem with the design, Roosevelt approved a new
dollar bill design that first appeared in 1935.
Did the Founding Fathers swipe any ideas from a magazine?
Possibly. The familiar E Pluribus Unum motto that the eagle holds in its beak
underscores the union and togetherness of the 13 colonies. It might also
underscore early Americans’ love of periodicals.
According to the State Department, recent historical research has indicated that
this Latin motto may have been borrowed from Gentlemen’s Magazine, a London
publication that ran from 1732 to 1922.
The magazine was popular in the colonies, and its title page always carried the E
Pluribus Unum motto.
Why don’t the dates on the front of the bills change that often?
At the lower right of the portrait on the bill’s obverse you’ll see the word “Series”
and a year. You might notice that these don’t change each year the way the
numbers on minted coins do. Why not?
According to the Treasury, the series date only changes when there’s a new
design for a bill, a new Treasurer of the United States, or a new Secretary of the
Treasury.-------knowledgefinancial.com
(These are the two officials whose signatures appear on either side of the
portrait.) The series year itself changes when the Secretary of the Treasury
changes, while a change in the Treasurer of the United States means that the
series year remains the same, but a suffix letter gets tacked onto the end of the
year.
What are the various other numbers on the obverse of the bill?
The bill’s serial number is the most prominently displayed set of digits on the
dollar, but they’re not alone. If you take out a dollar, you’ll notice there are four
large numbers in the corners of the bill’s open space.
Like the encircled letter to the left of Washington’s portrait, these numbers tell
which Federal Reserve Bank issued the note. (Each Fed’s number corresponds
the letter of the alphabet assigned to the bank, with A=1, B=2, and so on.)
The tiny letters and numbers that appear on the top left and bottom right of the
bill’s obverse indicate the position of the note on the Treasury’s printing plates.
If your dollar bill has a tiny “FW” before this code, those letters indicate that it
was printed at the Treasury’s facility in Fort Worth, Texas, rather than in
Washington, D.C.--------knowledgefinancial.com


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AMERICAN DOLLAR. What are the letters, numers, and symbols, the latin words mean? The pyramid-- the great seal, E Pluribus Unum, Annuit Coeptis, Novus Ordo Seclorum . Why is MDCCLXXVI on the bottom of the pyramid? Why is there an unfinished pyramid with a glowing eye?
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INVESTMENTS
There is no one size fits all investment everyone
has a different risk tolerance.
Depending on the person philosophy, Experience, knowledge, age,
net worth and the quality of information the investor can obtain
SUFFICIENT KNOWLEDGE TO
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Basically there are four different kinds of
investor
1. Traditional Savers: These investors
seek to minimize their risk at all course as much as possible just by
investing in conservative investments where the principal is pretty
much safe and guaranteed.
Traditional Savers: love CD’s, Saving Account, Government
Securities, Money market funds, fix annuity etc.
2. Conservative Investors: Usually
willing to take more risks than the traditional savers in order to
achieve higher return on their investments.
Like: ETF, A Rated Bonds, Blue Chip Stocks, Real Estate, Dividend
Paying Stocks etc.
3rd. Speculators: The speculators like very much
advanture.
They always searching for subtantial higher returns that involve
greater risk.
Speculators always moving in and out in the market sometimes
very quick, they do not stay for long period of time.
4. Aggressive Investors: These kind of investors
love new issues like IPO’S, edge funds, precious metals, rare coins,
collectibles, fast moving stocks, commodities, futures market, they
are short term oriented, they change their mind often,
But in reality they all have their strength and
weakness
That’s life for some people when it comes to investing, they are
very defensive, willing always to protect what they have and they
are content with getting rich slowly.
But at the same time for some other people they are ready to risk
much more in order to gain more profits faster, quiker
NOTE: Advice: Don’t let greed or any charismatic so called
guru push you into speculative investment. Avoid investment
pyramid
NOTE: ADVICE: DOLLAR COST AVERAGING PLANS
A secret of investment success...
To take advantage of with an automatic investment plan {AIP} with
a brokerage firm you will be amaze to see how fast your account
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THIS IS THE MILLION DOLLAR INFORMATION YOU MAY
NEED TO START INVESTING
How does this investment plan work?
1. Find a solid brokerage firm
2. Ask for an AIP account plan
3. Set aside a certain amount of money that you want to invest each month
4. Have this money automatically withdrawn from your checking / saving or
from your regular paycheck
5. Select some dividend paying stocks, mutual funds, ETF’s, REIT ETC. To
invest each month
6. Invest an equal amount each month in each company you choose or the
one you instruct your broker to select.
7. The big secret of this kind of investment AIP is : All your dividends, capital
gains, interest are reinvested automatically increasing the value of your account
regularly
8. The investment clubs like very much this principle.
9. AIP – and dollar cost averaging plans are absolutely fantastic, marvelous
way to invest money, to save money for your retirement, or for our children
education.