Social Lending Club: Peer-to-peer lending (also known as person-to-person lending, peer-to-peer
investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to
unrelated individuals, or "peers", without going through a traditional financial intermediary such
as a bank or other traditional financial institution.

------------------------ This lending takes place online on peer-to-peer lending companies' websites using
various different lending platforms and credit checking tools
Most peer-to-peer loans are unsecured personal loans. They are made to an individual rather than a
company, and the borrowers do not provide collateral as a protection to the lender against default.

---------------------
The lending intermediaries are for-profit businesses; they generate revenue by collecting a one-time fee
on funded loans from borrowers and by assessing a loan servicing fee to investors (either a fixed amount
annually or a percentage of the loan amount).

--------------------

Because many of the services are automated, the intermediary companies can operate with lower
overhead and can provide the service more cheaply than traditional financial institutions, so that
borrowers may be able to borrow money at lower interest rates and lenders may be able to earn higher
returns.

------------------------

Thousands of investors each month join Lending Club for solid returns. Investments in Lending Club Notes
can provide: Low vol
atility. Monthly cash flow. Solid returns, join crowdfunding foundation a real and poerful social lending club.

.--------------------

Learn the Basics of Borrowing and Investing with Peer to Peer LendingSubscribe to our page, sign up and
log in and get access to exclusive information.
Peer to Peer Lending for Entrepreneurs, Investors, and
business oriented people.

---------------------
Discover how to get the best returns possible by smartly investing in p2p lending
------------
My Lending Club review comes from personal experience both borrowing and investing with Lending
Club. I consolidated debt, now I invest… you also can do the same.

----------------
Lending Club is a social lending network that brings together investors and credit-worthy borrowers
to offer value beyond traditional banks.
-----------------
Social Lending Club: Peer-to-peer lending (also known as
person-to-person lending, peer-to-peer investing, and social lending;
abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or
"peers", without going through a traditional financial intermediary such as a bank or other traditional
financial institution.

------------------------
This lending takes place online on peer-to-peer lending companies' websites using various different
lending platforms and credit checking tools
Learn the Basics of Borrowing and Investing with Peer to Peer Lending

Subscribe to our page, sign up and log in and get access to exclusive
information.
Peer to Peer Lending for Entrepreneurs, Investors, and
business oriented people.
---------------------
Discover how to get the best returns possible by smartly investing in p2p lending
------------
My Lending Club review comes from personal experience both borrowing and investing with
Lending Club. I consolidated debt, now I invest… you also can do the same.
----------------

Lending Club is a social lending network that brings together investors and credit-
worthy borrowers to offer value beyond traditional banks.
n our website, our lending Club gives 7 Lucrative Reasons to
Become an Investor:

1.You can earn better returns – crowdfunding investors have earned an average net annualized
return of over 7%.

2.It’s straightforward – The money you invest funds loans made to creditworthy borrowers.

3.We’re selective – Many borrowers apply, but less than one in ten are accepted. LC approves
only creditworthy borrowers as members.

4.It’s easy – We make it easy to build a portfolio based on your criteria. Most lending members
spread their investment across tens or hundreds of qualified borrowers.

5.We set fair and fixed rates – Our rates are based on historical trends and the current economic
climate. Borrowers pay a fixed rate for the 3-year life of the loan.


6.You get flexibility – You can reinvest any interest and principal payments each month or
withdraw them like an annuity. You can also put your notes up for sale on the Note Trading
Platform.

7.Do good while doing well – Many of our lender members find it rewarding to help others meet
their financial goals. Especially in this economic environment, crowdfunding  members come
through when big banks do not.
Social Investing with Lending Club
Experience with Lending Club
Most people don’t realize how much money they can save by signing up
with LendingClub.com.  They can use the loans for almost anything,
buying a new car, boat, clothes or they can use it to pay a higher interest
rate credit card.  
The Lending Club: A Social Lending Network

Social lending networks are becoming increasingly popular with borrowers as banks and
other traditional lenders have tightened their belts.

Lending Club is an online social lending network which brings together lenders and
borrowers to lend money among themselves at competitive interest rates
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Why Borrow with Lending Club?

Let’s be honest… nobody wants to borrow money… period.  In fact — as I mentioned above —
if you have been following my Debt Free Adventure then you know full well how adamant I am
about paying off my debt and reaching financial freedom.
----------------

So why did I borrow?

I had heard about peer to peer lending, aka social lending, aka p2p lending before but had
never really paid much attention or explored if it could be an option for me.  Why?  Because I
am not looking to borrow money!

------------

My idea to consolidate with peer to peer lending

Since I hate dealing with credit card companies and big banks in general I wondered… could I
borrow from Lending Club to consolidate my high interest consumer debt and pay less
interest in the process?
Crowdfunding
Crowdfunding involves asking a crowd of
people to donate money to your
project.
---------------------
Crowdsourcing
What’s
Crowdsourcing

A method of acquiring news about current
events. Crowdsourcing gleans
information about breaking events from the
general public, as opposed to
waiting for a professional news
organization to relay a report. Video clips
that are posted online are often used in
crowdsourcing.
The internet is often the chief tool used in crowdsourcing. Websites and
blogs are important sources of independent information for many, and have
supplanted other traditional methods of gaining public sentiment on an issue.

Crowdsourcing may effectively serve to undermine the bias that many
accuse professional newsmakers of harboring, in some instances.
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---------------
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Social Lending an innovative
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You can use borrowers' credit scores to decide
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Understanding the fees and unique features on
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Are you locked out of bank loans because of bad credit?

Are the only loans you can get at interest rates so high you can’t afford the
payments? '
'Lending Club can help''...
Real Estate Crowdfunding
Real estate crowdfunding is a new innovative
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Crowdfunding refers to funding large projects
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individuals, usually through the use of online
platforms.
---------------

In the U.S., there are several real estate
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investors to gain exposure to real estate
investments using the concept of crowdfunding.
-----------

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