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How to Buy a Condominium

If your version of the American dream doesn't include
mowing the lawn, think about buying a condo. Good options
for both first-time home buyers and older folks who are
ready to downsize, condos are typically smaller and less
expensive than a single family home, and can include
attractive amenities as part of a home owners association
(HOA), such as pools and fitness facilities. Bone up on both
the pluses and the minuses.

Step 1. Think about how long you're going to stay in one
place. Buying a condo is no different than buying a
single-family home--you need to live there at least a couple
of years to recoup closing costs, assuming the property will
appreciate. --- KNOWLEDGEFINANCIAL.COM

Step 2Give some thought to what you want. If you're not
interested in the pool or sauna, understand that the condo's
price and ongoing monthly association fees will reflect their
use regardless of your interest in swimming or sweating.

Step 3. Visit various condominium or townhouse
communities and multiunit buildings so you know what's
available where you live. Get a sense of prevailing prices.

Step 4. Request a market analysis from a real estate agent
regarding the selling prices of condos in the building or area.
Check the price appreciation on the market analysis to
evaluate how quickly the condos are increasing in value;
subtract the selling price from the purchase price and divide
by the number of years the property has been held by the
previous owner for a ballpark estimate of annual
appreciation, if any (varies from state to state and place to
place), in the neighborhood. KNOWLEDGEFINANCIAL.COM

Step 5. Get prequalified for a mortgage (see How to Shop
for a Mortgage).

Step 6. Find out if the building has a good reputation. Ask
current residents how often repairs and maintenance are
required, and how good the soundproofing is between units.

Step 7. Check out parking, storage, security and other
amenities.---- KNOWLEDGEFINANCIAL.COM

Step 8. Ask to see the minutes from a recent meeting of the
home owners association (HOA). Find out what the hot
issues are and if members are fighting tooth and nail. You
may want to keep looking-- nobody wants to live where
neighbors are at each other's throats.

Step 9. Ask how large the HOA's reserve funds (used to
pay for maintenance and emergency repairs on the building)
are. The larger the reserve, the less a chance of an
assessment or one-time payment to chip in for an
unexpected expense. The smaller the reserve, the greater
the chance you'll be billed for an assessment in the near
future. Some states require periodic updates of reserves to
be published to HOA members.

Step 10. Check the HOA's history of assessments to see
how many have been made in the past 10 years and how
large they have been. This information will help you gauge
how likely it is that you'll be assessed in the near future, and
indicate how well-managed the building is. Better managed
buildings make fewer assessments.

KNOWLEDGEFINANCIAL.COM

Step 11. Talk to other members and find out how restrictive
your HOA is. For instance, some buildings even dictate
what sort of holiday lighting you can put up. Request the
same information as you would for buying a house. Read
the CC&Rs (covenants, conditions and restrictions).

Step 12. Budget in association dues, which are above and
beyond your monthly mortgage payment. To assist in
long-term financial planning, ask the condo association
whether association fees have increased in recent years.
Also estimate monthly maintenance costs that you're
responsible for in addition to the association fees.



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'' WHY INVESTING IN TODAY’S REAL ESTATE MARKET IS A WONDERFUL IDEA? That
home-ownership provides a variety of tangible and intangible benefits a community.

'' HOW AND WHERE TO FIND MONEY TO INVEST IN REAL ESTATE. Find money here,
money there, mortgage house..

'' Real Estate Investing: Commercial Real Estate Investing For Profits. HOW, WHEN &
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''Rent-to-Own: South Florida Real Estate Guide For Home Buyers And Home Sellers.
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'' REAL ESTATE INVESTING: WHOLESALING ASSIGNMENT CONTRACT. REAL ESTATE
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''' Real Estate Investing: The 10 Commandments Of Buying Properties With No Money
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'' BLOGS: THE BLOG THE PAGE OF KNOWLEDGEFINANCIAL.COM /..
15
31
CONDOMINIUMS /
HOW TO BECOME A BETTER CONDO BUYER?

If your version of the American dream doesn't include mowing the lawn, think about buying a condo.
Good options for both first-time home buyers and older folks who are ready to downsize,
Knowledge Financial Group - Knowledgefinancial.com

Condos are typically smaller and less expensive than a single family home, and can include attractive amenities as part of a home buyers association
(HOA), such as pools and fitness
facilities. Bone up on both the pluses and the minuses.  Knowledge Financial Group - Knowledgefinancial.com
---------------------------------------------------------------------------------

BUYING A CONDO STEPS:
Think about how long you're going to stay in one place. Buying a condo is no different than buying a single-family home -- you need to live there at
least a couple of years to recoup
closing costs, assuming the property will appreciate.

Step Two
Give some thought to what you want. If you're not interested in the pool or sauna, understand that the condo's price and ongoing monthly association
fees will reflect their use regardless of
your interest in swimming or sweating. ==  Knowledge Financial Group - Knowledgefinancial.com

Step Three
Visit various condominium or townhouse communities and multi-unit buildings so you know what's available where you live. Get a sense of prevailing
prices.

Step Four
Request a market analysis from a real estate agent regarding the selling prices of condos in the building or area.

Check the price appreciation on the market analysis to evaluate how
quickly the condos are increasing in value; subtract the selling price from the purchase price and divide by the number of years the property has
been held by the previous owner for a
ballpark estimate of annual appreciation, if any (varies from state to state and place to place), in the neighborhood.

Step Five
Get prequalified for a mortgage: CALL a Florida Licensed Mortgage Broker  Knowledge Financial Group - Knowledgefinancial.com

Step Six
Find out if the building has a good reputation. Ask current residents how often repairs and maintenance are required, and how good the
soundproofing is.

Step Seven
Check out parking, storage, security and other amenities.
Step Eight
Ask to see the minutes from a recent meeting of the home owners association (HOA). Find out what the hot issues are and if members are fighting
tooth and nail. You may want to keep
looking-- nobody wants to live where neighbors are at each other's throats. ==  Knowledge Financial Group - Knowledgefinancial.com

Step Nine
Ask how large the HOA's reserve funds (used to pay for maintenance and emergency repairs on the building) are. The larger the reserve, the less a
chance of an assessment or one-time
payment to chip in for an unexpected expense. The smaller the reserve, the greater the chance you'll be billed for an assessment in the near future.
Some states require periodic updates of reserves to be published to HOA members.

Step Ten
Check the HOA's history of assessments to see how many have been made in the past 10 years and how large they have been. This information will
help you gauge how likely it is that
you'll be assessed in the near future, and indicate how well-managed the building is. Better managed buildings make fewer assessments.

Step Eleven
Talk to other members and find out how restrictive your HOA is. For instance, some buildings even dictate what sort of holiday lighting you can put up.
Request the same information as you
would for buying a house. Read the CC&Rs (covenants, conditions and restrictions). ==  Knowledge Financial Group - Knowledgefinancial.com

Step Twelve
Budget in association dues, which are above and beyond your monthly mortgage payment. To assist in long-term financial planning, ask the condo
association whether association fees
have increased in recent years. Also estimate monthly maintenance costs that you're responsible for in addition to the association fees.
'' Real Service For Investors, Buyers And Sellers...

'' The Real Estate Blog That Everyone Should Know About..?
-------------
'' Real Estate is a road-map  to riches, it’s  one of the best way to build wealth. There is no
better  investment than real estate despites the ups and downs, it outperformed all other
investments. Real Estate Info is nothing but a passport to wealth... Anthony Jeanty
---------------
'' Miami Beach - Bal Harbour - Sunny Isles Beach - Aventura Real Estate Listings And Homes
For Sale...
-----------
'' Miami Shores - Biscayne Park - El Portal Beautiful Homes For Sale;  Real Estate Listings Of
The Highest Quality...
-------------
'' North Miami Florida Real Estate: Sans Souci Estate, Keystone Point  Homes Listings,
Gorgeous, Prestigious Community..
-------------
'' Aventura Florida - Williams Island - Sunny Isles Beach:  Real Estate Listings, Homes And
Condos For Sale..
------------''
''Real Estate For Sellers /
''Real Estate For Buyers /

''Real Estate Listings /
''Commercial Real Estate Investing/
'' North Miami Florida - Sans Souci Estate - Keystone Point Real Estate Listings
And Homes For Sale - Miami Miami Gardens Real Estate Listings==
'' Real Service For Investors, Buyers And Sellers...
'' The Real Estate Blog That Everyone Should Know About..?
-------------
'' Real Estate is a road-map  to build wealth, // = // . Real Estate Information center
---------------
'' Miami Beach - Bal Harbour - Sunny Isles Beach - Real Estate Listings And Homes For Sale...
-----------
'' Miami Shores, Florida - Biscayne Park - El Portal Beautiful Homes For Sale;  Real Estate Listings
Of The Highest Quality...
-------------
'' North Miami, Florida Real Estate: Sans Souci Estate, Keystone Point  Homes And Condos
Listings, Gorgeous, Prestigious Community..
------------
'' North Bay Village, Florida - Treasure Island Real Estate & Homes, Conminiums For Sale &
Apartments For Lease...
-------------
'' Aventura Florida - Williams Island - Sunny Isles Beach:  Real Estate Listings, Homes, And Condos
For Sale..
----'' Bay Harbor Islands, FL - Surfside - North Bay Village Real Estate Listings & Homes For Sale

'' Real Estate For Sellers // = // '' Real Estate For Buyers /

'' Real Estate Listings // = // '' Commercial Real Estate Investing/''' /
CONDOMINIUMS BUYERS:
Condominiums have laws, rules and
regulations and the associations usually
enforced them hard on residents who
thought they can break them and get way
with it.

Before buying condos there are certain
questions buyers should ask: For
example,  Knowledge Financial Group -
Knowledgefinancialgroup.com

Do you need the approval of the board of
directors?

What kind of approval do you need to do
renovation??

Are there any special assessments
upcoming?

If the building currently involve in any
lawsuits?  Knowledge Financial Group -
Knowledgefinancialgroup.com

Does the building have reserves? Is it
financially sound? this type of
information can be found in the budget.

When buying condominiums, buyers
must obtain copy of the rules and
regulations which are part of the
association documents.  Knowledge
Financial Group - Knowledgefinancial.com
'' We provide you with the resources to get started and
maximize your listing exposure then guide you all the way
through closing..

Deciding to Sell:
Making the decision to sell your home is exciting. You’re
starting on a journey that will be empowering and fulfilling
and we’re here to help you get started...

Selling Strategies that really  Work
We provide you with the resources to get started and
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way through closing.

Let Your Property Be Seen By Millions... Sell Your Home
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We Use – Simple tools that make your listing look excellent
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Keep your home search and purchase on track with
knowledgefinancial.com

======
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Knowledgefinancial.com // We're Inspiring you to dream
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========

Here at knowledgefinancial.com our goal is to make your
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Connect with an expert real estate agent who will help you
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Discover Your Perfect Home
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Free Listing Includes: MLS Listing,
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Learn all you need to know about selling your home at
knowledgefinancial.com
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The staff of kknowledge Financial Group can help make
Buying and Selling a home for sale by owner easy..


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Selling your home, Reach as many buyers as an agent..
Our cutting edge technology and, marketing tools put
Sellers homes across top real estate web sites and in the
Multiple Listing Service (MLS..
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We help sellers Track, review and respond to offers on your
own time and on your own term....
631-7740